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Investment Options and Services Available:
Mutual Funds
Mutual Funds are a cost-effective way for individual investors
to diversify their portfolios and have access to professional
money management. Choose from load and no-load funds. Services
include dividend reinvestment, fund exchanges, dollar-cost
averaging . systematic redemptions, and prospectus mailings.
We also offer a no-transaction fee mutual fund program.
Corporate Bonds
Corporate Bonds are debt securities issued by publicly held
corporations to raise money for expansion or other business
needs. They typically pay a higher rate of interest than federal
or municipal government bonds but the interest is generally
fully taxable.
Stocks
Stocks are investments that represent ownership in a corporation
and entitle you to part of that corporation’s earnings and
assets. Stock investors make money when the stock increases
in value or when the stock pays dividends to its shareholders.
Margin Accounts
Margin Accounts are brokerage accounts that allow you a much
wider range of transactions than cash accounts. In a Margin
Account, you can buy securities by putting up only a part
of the purchase price, sell short, and day trade. Establish
the privileges of a margin account to unleash the potential
borrowing power of your brokerage account, leverage your investment
assets, and obtain a line of credit at competitive rates.
Money Market Funds
Money Market Accounts give you high liquidity with a rate
that is generally higher than the average Savings Account.
You can sweep your uninvested Cash Account balance to a taxable
or tax-free Money Market Fund.
Retirement Accounts
IRAs, or Individual Retirement Accounts, are accounts you
set up and manage on your own or with the help of your financial
adviser. We offer a range of self-directed investment choices,
including Traditional IRAs, Roth IRAs, Rollover IRAs and SEP
IRAs.
Trust Services
When you create a Trust, you transfer money and/or other assets
to the Trust, giving up ownership of those assets in order
to accomplish a specific financial goal. You designate a trustee,
whose job is to manage the assets in the Trust and distribute
them according to the instructions you provide. Through our
unique relationship with a National Trust Service Cooperative,
we can deliver a wide range of trust-related services such
as Living Trusts, Trusts Under Will, Estate Settlement, Non-discretionary
Custody Accounts, Escrow Accounts and Financial Planning.
Wealth Management Services
Drawing on our special relationship with a National Trust
Service Cooperative, we can help you develop an asset allocation
plan for your investments, individually tailored to your personal
goals and risk tolerance. We offer you a wide array of services
to help you plan and manage your wealth, including Investment
Management, Financial Planning, Estate Planning and Trust
Services.
Dividend Reinvestment
Through this program, dividends and capital gains from Equities
and Closed-end Funds are automatically reinvested to purchase
additional whole and fractional shares of the same security.
Statements
Your Affina account statement provides a concise, comprehensive
synopsis of your investments. At a glance, you can easily
track your investments, monitor your activity, evaluate your
asset allocation, and view any changes that occur in your
account value.
ACH Service
Conveniently pay for trades or have proceeds from trades automatically
transferred to your credit union account. You can also have
periodic cash dividends and distributions sent to your account.
Online Account Access & Trading
Myaffina.com is a powerful tool to help you manage your investments
online. Enter orders seven days a week and enjoy the flexibility
of investing whenever you want. You can also access your balances,
portfolio holdings, account activity, order status, market
snapshots, investor education and more.
Telephone Assistance
Our customer service representatives are available to answer
your questions about your account, explain our products and
services, and place your trades.
To find out more about our products and services, contact
a Customer Service Representative at (888) 423-3462.
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